Following being tuned down for a mobile phone contract earlier in the week, I contacted Experian to do some investigating. I have now seen my credit report, and as suspected, I am perfect – always paid my bills on time, not a debt to my name.
Surprisingly, there is nothing to suggest that my previous address has anything to do with the reason I was refused a contract. I was misinformed and wrong.
The reason I was turned down appears to be the fault of good old Bath and North East Somerset council. BANES have put my address down on the electoral roll incorrectly. Where my actual post code is BA1 ##B, it is listed as BA1 ##G. Therefore, when I give anybody my actual post code, they think I am committing fraud by giving a fake address.
BANES have apparently updated their system, but the change won’t ‘kick in’ until mid-December! I am not impressed. I don’t pay my excessive council tax for some office junior to type my personal details into a national database incorrectly and right-royally screw me over.
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